• Freshen up your personal & professional life

• How do retirement income options compare?

• When DIY does not pay off

ASIC warns consumers to just hang up on superannuation cold callers.

IN THIS ISSUE

Setting yourself up for success in the new financial year. How do interest rates affect your investments? Think you’ll never fall for a scam? – Think again!

As the name suggests, one option, for people who do not wish to suddenly cease work when retiring but instead would prefer to cut back on working hours, is the use of what is called a ‘Transition to Retirement Pension’’ (or TTR Pension).

Unfortunately, the answer to this question is not a ‘’one answer fits all” solution as each individual’s goals and needs in retirement will be different. Your answer will depend on a range of factors such as …..

Inflation is starting to bite …and so are Insurance costs!

Life insurance costs are part of rising general costs of living, and, in recent years, these insurance costs have been rising steadily. We ask local Financial Adviser Iain Wilkinson from Get Smart Financial Solutions in Mareeba why have these insurance costs been rising, and also, what can clients do about it?

What is financial advice all about?

Getting to know local Financial Adviser / Planner, Mr. Iain Wilkinson from Get Smart Financial Solutions, servicing Mareeba, Atherton, Tablelands, Port Douglas region and what